Get pre-Approved!
Quality
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The heart of our business is creating beautiful, functional, modern homes that stand the test of time, both in appearance and quality. Along with our superior building standards, we partner with developers in thriving neighborhoods to enhance the quality of community.
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Integrity
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We have the most positive, passionate, and big thinkers in the industry on our team. We provide exceptional customer service to our clients as well as our subcontractors by cultivating strong relationships with them. Our service includes matching you with the right lender to help you find the lowest interest rate for your home purchase. As we understand that this is more than just a project — we're building your dream — we work closely with everyone involved in the project to ensure transparency.
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Efficiency
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For everyone's success in the construction industry, organization, systematicity, and efficiency are imperative. To meet deadlines, clear communication and expectations are essential. While our team is fiercely committed to delivering a seamless experience for all parties involved, we also prioritize exceptional customer experiences, which allows us to consistently deliver premium homes, on time, to very satisfied clients.
THE LOAN PROCESS
01
PRE-APPROVAL
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Initial meeting with loan officer
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Loan application completed
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Borrower provides income verification items
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Credit report is pulled and reviewed
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Income is calculated
03
ESCROW IS OPENED
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Offer is accepted!
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Initial Disclosures sent to Borrower
REFINANCE
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Borrower agrees to begin refinance
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Initial disclosures sent to borrower
05
UNDERWRITING
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Borrower evaluated
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Loan file and residential appraisal reviewed
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Underwriting decision made
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Homeowners insurance information for
borrower obtained
02
Refinancing? Start Here.
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Pre-Approval is issued
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Loan application completed
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Borrower provides income verification items
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Credit report is pulled and reviewed
Income calculated
04
LOAN PROCESSING
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Borrower discusses rate lock/float options
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Employment verification completed
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Residential appraisal ordered
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Title work ordered and sent to title company
06
LOAN APPROVAL
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Underwriter issues conditional approval
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Additional items will be requested to clear the files conditions for closing
07
CLEAR-TO-CLOSE!
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Conditions are cleared
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Underwriting determines that the file is ready
for closing documents -
Closing documents are ordered and sent
to Escrow -
Escrow will coordinate signing with a notary a
08
FUNDING
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Loan documentation signed by the borrower
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Required funds are delivered to escrow
company -
Purchase Welcome to your new home!
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Refinance Congrats on your refinance!
LET’S GET YOU INTO YOUR DREAM HOME
It’s simple to get started on your mortgage journey – whether you’re just looking to get pre-qualified or are ready to submit an application. Just click the button below or submit a contact form to speak with one of our mortgage experts.
We’re here to help!
CONTACT US
Noffke Mortgage
powered by Cornerstone First Mortgage
Katharine Moore, Lender
Noffke Mortgage
powered by Cornerstone First Mortgage
TO SPEAK WITH A REALTOR,
PLEASE CALL:
Sales: (253) 299-4027