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Get pre-Approved!

253-561-4706

The Process

Extraordinary homes for extraordinary clients.

Quality

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The heart of our business is creating beautiful, functional, modern homes that stand the test of time, both in appearance and quality. Along with our superior building standards, we partner with developers in thriving neighborhoods to enhance the quality of community.

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Integrity

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We have the most positive, passionate, and big thinkers in the industry on our team. We provide exceptional customer service to our clients as well as our subcontractors by cultivating strong relationships with them. Our service includes matching you with the right lender to help you find the lowest interest rate for your home purchase. As we understand that this is more than just a project — we're building your dream — we work closely with everyone involved in the project to ensure transparency.

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Efficiency

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For everyone's success in the construction industry, organization, systematicity, and efficiency are imperative. To meet deadlines, clear communication and expectations are essential. While our team is fiercely committed to delivering a seamless experience for all parties involved, we also prioritize exceptional customer experiences, which allows us to consistently deliver premium homes, on time, to very satisfied clients.

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THE LOAN PROCESS

01

PRE-APPROVAL

  • Initial meeting with loan officer

  • Loan application completed

  • Borrower provides income verification items

  • Credit report is pulled and reviewed

  • Income is calculated

03

ESCROW IS OPENED

  • Offer is accepted!

  • Initial Disclosures sent to Borrower

REFINANCE

  • Borrower agrees to begin refinance

  • Initial disclosures sent to borrower

05

UNDERWRITING

  • Borrower evaluated

  • Loan file and residential appraisal reviewed

  • Underwriting decision made

  • Homeowners insurance information for
    borrower obtained

02

Refinancing? Start Here.

  • Pre-Approval is issued

  • Loan application completed

  • Borrower provides income verification items

  • Credit report is pulled and reviewed
    Income calculated

04

LOAN PROCESSING

  • Borrower discusses rate lock/float options

  • Employment verification completed

  • Residential appraisal ordered

  • Title work ordered and sent to title company

06

LOAN APPROVAL

  • Underwriter issues conditional approval

  • Additional items will be requested to clear the files conditions for closing

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07

CLEAR-TO-CLOSE!

  • Conditions are cleared

  • Underwriting determines that the file is ready
    for closing documents

  • Closing documents are ordered and sent
    to Escrow

  • Escrow will coordinate signing with a notary a

08

FUNDING

  • Loan documentation signed by the borrower

  • Required funds are delivered to escrow
    company

  • Purchase Welcome to your new home!

  • Refinance Congrats on your refinance!

LET’S GET YOU INTO YOUR DREAM HOME

It’s simple to get started on your mortgage journey – whether you’re just looking to get pre-qualified or are ready to submit an application. Just click the button below or submit a contact form to speak with one of our mortgage experts.

We’re here to help!

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Noffke Real Estate

Our team of real estate experts are committed to providing an exceptional experience whether you are buying a new home, selling your old home, or building a custom home. We can help you find your next community and match you with our valued lender benefits.

CONTACT US

Noffke Mortgage

powered by Cornerstone First Mortgage

111 1st St

Cle Elum WA 98922

253-299-4027

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Katharine Moore, Lender

Noffke Mortgage

powered by Cornerstone First Mortgage

5306 Pacific Hwy E Ste B

Fife, WA 98424

253-561-4706

Email: KMoore@cfmtg.com

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TO SPEAK WITH A REALTOR,

PLEASE CALL:

Sales: (253) 299-4027

Equal Housing Opportunity
NMLS
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